Is your retirement plan still on track?
Ensure your retirement plan is on track with a complimentary financial planning session from Innovation Wealth. Get expert advice tailored to your goals and validate your strategy without the guesswork.
Get a second opinion from our experts—plus enjoy complimentary financial planning.
Free financial planning for members
Expert advice tailored to your goals
Guidance through life’s financial milestones
Is your retirement plan still on track?
Retirement isn’t a date on the calendar—it’s a vision for how you want to live. A quick check in can confirm you’re still on course. At Innovation Wealth, members can receive complimentary financial planning with a Certified Financial Planner through our partner, Aviso Wealth, so you can feel confident your plan is still working for you.
Why a second opinion matters
The fundamentals of retirement income are straightforward, but the details are personal. Government benefits like CPP and OAS provide a useful base—roughly $15,000/year for the average Canadian—but most people will need additional income from pensions and personal investments to fund their lifestyle. Beyond the numbers, a smart plan considers what retirement means to you, how much you’ll spend, and how long your savings must last. It also addresses taxes, inflation, healthcare, and the emotional side of this transition. Working with a planner helps tie it all together—households that receive financial advice accumulate 2.73× more wealth on average than those who go it alone.
What we’ll review together
- Your lifestyle & goals: What does retirement look like for you—and what will it cost each year?
- Income sources: CPP, OAS, employer pensions (Defined Benefit vs. Defined Contribution), RRSPs, TFSAs, non registered savings, and other assets.
- Withdrawal strategy & tax impact: How to draw income tax efficiently across accounts.
- Inflation & longevity: Stress testing your plan so purchasing power—and peace of mind—endure.
- The human side: Purpose, community, and routines that make retirement feel rewarding.
You’re Not Too Young or Old. You’re Right on Time.
At Innovation Wealth and Aviso Wealth, we believe investing should be accessible, flexible, and built around your life—not the other way around. Use our PAC Growth Calculator to find out how small steps today can lead to big wins tomorrow. Ready to Start?
Set it once. Grow it for life.
Start your PAC plan in just a few minutes.
Let’s chat—contact us now.
This article is for information only and is not personalized advice. Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.