Discover Your Money Personality: Smart Tips for Financial Wellness That Fit Your Style
Understanding your money personality can transform your financial habits, help you set realistic goals, and improve your relationships.
What are some Money Personality Types
The Saver
The Spender
The Indifferent
The Avoider
The Complacent
Not Just One Type?
What’s your money personality?
The Saver: Balance Your Budget with Joy
Create a “Fun” account: savers will save to the point of hoarding. Creating a fun account will satisfy your need to place money in neat and tidy spots while giving you permission to spend money.
The Spender: Stay Focused, Spend Wisely
Make a list: Spenders will get distracted by shiny and fun things. So make a list of what you can buy and stick to it. This isn’t just for grocery shopping, this also works for gifts and travel souvenirs.
The Indifferent: Turn Finances into a Game
Make finances a game: most often the indifferent doesn’t care because they aren’t interested. By turning your finances into a game with a reward outcome you may find yourself starting to take an interest in them.
The Avoider: Face Finances with Support
Seek help: Avoiders are in denial because of fear. So ask for help and get a partner!! Things are less scary when you aren’t alone. This can be with a professional like a financial planner or someone close to you like your partner or parent.
The Complacent: Routine Isn’t Everything—Review Regularly
Remember to review: Complacent people tend to think they have everything under control due to their routine and therefore will forget to review and assess their situation. This can cause them to think that everything is great, not realizing they are starting to become careless with their spending.
You may not fit perfectly into one personality type but understanding where your dominant personality is will help you be more aware of your money habits.
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